Data-Driven Financial Planning Services Guiding You to Make Smarter Decisions at Every Stage of Life
Ideal for business owners, high-earning professionals, and families seeking long-term financial clarity and coordination across investments, taxes, retirement, and legacy planning.
COMPREHENSIVE
FINANCIAL PLANNING
INVESTMENT GUIDANCE
RISK MANAGEMENT
TAX & ESTATE PLANNING
COMPREHENSIVE
FINANCIAL PLANNING
INVESTMENT GUIDANCE
RISK
MANAGEMENT
TAX & ESTATE PLANNING
What We Cover
A strong financial plan addresses every piece of your financial world, not in isolation, but as a coordinated whole. Here’s what we cover and how each part supports your long-term success:
Cash Management
We help you manage income, expenses, and reserve funds so you can maintain a sustainable lifestyle, fund short- and long-term goals, and prepare for the unexpected, without sacrificing financial stability.
Risk Protection & Insurance
We assess how events like disability, illness, or premature death could affect your plan, and recommend practical, cost-effective insurance strategies to protect your income and assets against those risks.
Retirement Planning
We project what your retirement will look like based on your goals, lifestyle expectations, and life expectancy. From there, we calculate how much you’ll need, and map out the steps to get you there.
Investment & Allocation
Once your goals are clear, we evaluate your current portfolio and adjust your asset allocation accordingly. As a fiduciary and fee-only firm, we recommend diversified portfolios using Mutual Funds, ETFs, and, where appropriate, individual securities, without earning commissions.
Neither Asset Allocation nor Diversification guarantee a profit or protect against a loss in a declining market. They are methods used to help manage investment risk.
Mutual Funds and Exchange Traded Funds (ETF’s) are sold by prospectus. Please consider the investment objectives, risks, charges, and expenses carefully before investing. The prospectus, which contains this and other information about the investment company, can be obtained from the Fund Company or your financial professional. Be sure to read the prospectus carefully before deciding whether to invest. An investment in the Fund involves risk, including possible loss of principal.
Estate & Legacy Planning
We ensure your wishes are clearly documented and legally supported through key estate planning tools like wills, powers of attorney, healthcare directives, and trusts. Our goal is to make sure your legacy is preserved and your family is protected.
IT ALL STARTS WITH A PLAN
The Financial Planning Process involves considerable discovery, inquiry, and deep consultation with our clients. It all begins with our relationship with you. We work hand in hand to develop a plan that we both agree should provide a high probability of success in retirement if the plan is properly implemented, followed, and monitored.
ONE
Gathering Client Information
FOUR
Developing & Presenting
Financial Plan
TWO
Establish Goals & Objectives
THREE
Analyzing Financial Situation
ONE
Information Gathering
You’ll complete a secure Discovery Form via PreciseFP, giving us a full picture of your financial life and priorities.
TWO
Goal Setting & Consultation
We meet with you, either by phone or in person, to discuss your objectives, clarify concerns, and understand your vision for the future.
THREE
Plan Development & Visual Walkthrough
We analyze your financial situation and walk you through a visual explanation of how our process aligns with your needs and goals.
FOUR
Onboarding & Document Collection
You’ll receive onboarding instructions through PreciseFP and a secure Google Drive folder to upload statements, a voided check, and other key documents.
FIVE
Summary & Action Plan
Within 24 hours of your consultation, we send a detailed summary email with next steps, so expectations are clear and progress stays on track.
SIX
Ongoing Monitoring With Provided Organizer
After the advisory agreement is signed, we provide your personalized Financial Life Organizer and begin implementing and reviewing your plan regularly to ensure it remains aligned with your evolving needs.
What Financial Planning Really Does for You
Financial planning helps you bring structure and clarity to every part of your financial life. At Boyce & Associates, this means creating a plan that connects your income, savings, investments, and retirement goals into one coordinated strategy. We look at how much you’re earning and spending, how your assets are invested, how taxes may impact your future, and whether your insurance and estate plans are properly set up.
The goal is to help you make informed financial decisions, not just for today, but for every stage ahead. With the right plan, you’re not guessing or reacting. You’re moving forward with a clear direction and a strategy built around your life.
What Your Financial Planner Does (and Why It Matters)
We serve as your personal Chief Financial Officer, helping you manage your financial life with the same structure and discipline a CFO brings to a business. Our role is to coordinate, simplify, and guide your financial decisions so that every part of your strategy works together toward your goals. Specifically, we:
Evaluate your full financial picture, including income, assets, liabilities, spending patterns, and current investments.
Identify gaps and inefficiencies such as underinsured risks, missed tax-saving opportunities, or insufficient retirement funding.
Build a personalized financial plan designed around your timeline, lifestyle needs, and long-term priorities.
Collaborate with your other professionals, like your CPA or estate attorney, to ensure every piece of your financial strategy is aligned.
Track results and make timely adjustments, based on life changes, new goals, or shifts in the market and tax laws.
Why Clients Choose Boyce & Associates Wealth Consulting
We prioritize trust, clarity, and long-term financial security in every part of our service. Here’s exactly how we do that:
We Follow a Conservative Investment Approach
Our investment philosophy is grounded in stability and long-term growth. We avoid chasing market trends or high-risk strategies that could jeopardize your financial goals.
We Never Recommend Risky or Illiquid Products
You’ll never be offered products that are difficult to understand, hard to access, or carry excessive risk. All investment options are fully vetted, transparent, and suitable for your unique situation.
We Communicate Clearly and Follow Through Promptly
You’ll always receive straightforward explanations. Whether you have a question or need an update, we’re committed to timely and thorough communication.
We Are Completely Transparent About Fees and Decisions
All costs are explained upfront, with no hidden charges. Every recommendation we make is justified with your goals in mind, and you’re always informed before anything moves forward.
We Put Your Best Interests First—Always
As fiduciaries, we are legally required to act in your best interest. But for us, it’s also a core value. Your financial well-being is our top priority in every plan, product, and piece of advice we provide.
We Don’t Make Changes Without Your Approval
You remain in control of your financial plan. We never implement any strategy or portfolio adjustment without walking you through the details and receiving your clear go-ahead.