FINANCIAL PLANNING
Every journey needs a road map. Your Financial Plan is the road map for your financial life, and it is the foundation of every investment decision made on your behalf.
COMPREHENSIVE
FINANCIAL PLANNING
INVESTMENT GUIDANCE
RISK MANAGEMENT
TAX & ESTATE PLANNING
COMPREHENSIVE
FINANCIAL PLANNING
INVESTMENT GUIDANCE
RISK
MANAGEMENT
TAX & ESTATE PLANNING
IT ALL STARTS WITH A PLAN
The Financial Planning Process involves considerable discovery, inquiry, and deep consultation with our clients. It all begins with our relationship with you. We work hand in hand to develop a plan that we both agree should provide a high probability of success in retirement if the plan is properly implemented, followed, and monitored.
ONE
Gathering Client Information
FOUR
Developing & Presenting
Financial Plan
TWO
Establish Goals & Objectives
THREE
Analyzing Financial Situation
ONE
Gathering Client Information
TWO
Establish Goals & Objectives
THREE
Analyzing Financial Situation
FIVE
Implementing Plan

SIX
Monitoring & Reviewing
Financial Plan
FOUR
Developing & Presenting
Financial Plan
FIVE
Implementing Plan

SIX
Monitoring & Reviewing
Financial Plan
WHAT WE COVER
Cash Management
Management of cash flows, budgets, and reserves is essential to the success of a financial plan. This critical process helps you fund your goals, plan for contingencies, be prepared for the unknown, and also allows you to enjoy a comfortable, purposeful lifestyle as you prepare for retirement and beyond.
Risk Management & Insurance
The perfect plan in the world can be destroyed entirely if you have not accounted for Death, Disability, and Accidents. A complete financial plan will quantify these risks and share ways to insure against them.
Retirement Planning
Retirement is the one goal that we all have in common. That said, some retirement will be different. As part of the planning process, we will paint a picture of your retirement, what it will cost, and how long you are likely to live in retirement.
Investment & Allocation
Once we have determined the end goal of your financial and retirement plan, it is time to review your investments and asset allocation. We will review current investments and structure the technique for your future investments. As a Registered Investment Advisor, we are not paid commissions on investments. Our client portfolios will include Mutual Funds, ETFs, and in come cases, Individual Stocks and Bonds.
Estate Plan
Regardless of your wealth, you will need to do some estate planning. A typical estate plan will include the following documents:
- Will
- Durable Power of Attorney
- Health Care Power of Attorney
- Living Will/Directive of Physician
- Possibly a Trust